26 years of collaborative based experience as a broker, risk manager, risk management consultant, underwriter, business developer, client advocate, mentor, and team manager in the areas of risk framework development, risk and hazard quantification, identification and assessment, business continuity planning, risk transfer and retention, project management, training and presentation, and risk management strategy consulting.
I have significant experience in the design, development, implementation, and management of external (including insurance, reinsurance, and financial markets) and internal risk financing and alternative risk transfer structures.
My work has benefited clients, sales, and service teams through crafted specialized solutions, increased share value, protected corporate assets and stakeholders, and enhanced cash flow to a broad spectrum of industries.
I also have significant experience in various operational and team responsibilities associated with the development, deployment, and management of regional, national, and international based strategies and solutions for multiple industries and diverse organizations. Specific duties have included: driving growth and profitability, strategy formation and execution, team development and management, education and training, development and deployment of industry best practices “tool kits”, and client based project management. Balanced score card metrics were developed to measure performance, client satisfaction, profitability, and service markers measuring areas of progress; based on results scorecard strategies were developed, deployed and managed.
Specific examples of experience include:
- Underwriting, exposure and risk analysis, file audit, rating, reinsurance placement, and policy drafting
- Governance, risk, and compliance: strategy development, identification, analysis, assessment, and management
- Business strategy consulting, strategic planning, business analysis, budget preparation and management
- Business continuity planning, hazard and threat assessment
- Team, engagement, and project management
- Risk and stakeholder identification
- Policy comparison and coverage analysis
- Contract specification analysis
- Feasibility studies: cost, capitalization, return on investment, risk retention, multiple year financial statement package, profitability ratios, loss assumptions, etc.
- Modeling and analysis of risk tolerance, cash flow, and program cost benefit
- Broker, customer, internal and external training
- Writing (including published material) and speaking engagements
- Design, development, implementation of single parent captives, group captives, micro (831b) captives, risk retention, and risk purchasing groups including structural and operational analysis, cash flow analysis, formation, policy writing, reinsurance placement, administration, and strategic consulting
- Alternative risk financing program analysis, structural design, operational modeling for a wide variety of solutions including loss portfolio transfers, workers’ compensation occupational accident carve outs, finite risk, contingent capital, multi-year multi line, dual-triggers, integrated excess, weather insurance, residual value solutions, etc.
- Enterprise risk management consulting and implementation
- Risk management balanced score card design, development, implementation, and stewardship
Over the past few years I have worked to develop a model called “Team Risk Management“.
Team Risk Management is a collaborative, open communication, participatory team based customer engagement framework designed to provide services and solutions that compliment and enrich customers’ organizational objectives by:
- Creating accountability and open lines of communication between all team members
- Minimizing liabilities and risks arising from internal and external stakeholders
- Protecting corporate assets including real, personal, tangible and intangible
- Enhancing and strengthening free cash flow